People who have already retired

Retirement may have once felt like the ultimate finish line. In reality, financial concerns don’t simply disappear once you leave the world of work; far from it.

Many of the people we work with who have already retired find themselves asking questions such as:

  • “I don’t feel like I’m living my ideal retirement – where do I start?”
  • “I don’t know if I’m spending too much – will my money last my lifetime?”
  • “I want to leave a legacy behind for my loved ones – can I afford to?”

From estate planning to pension planning, there are plenty of ways to make the most of your money in retirement. We will help you to assess your retirement provisions in line with your goals. Importantly, we’ll also ensure you are using your wealth in a way that is sustainable for the rest of your life.

Perhaps somewhat surprisingly, for many people, it is often the case that they are not spending enough. We’ll show you your financial reality and help you to live the exciting retirement lifestyle you deserve.

We are Independent Financial Advisers with years of experience working with people who have already retired across Warwickshire and the West Midlands. We will:

  • Identify and explore your needs, concerns, goals and aspirations for retirement
  • Assess and analyse the income your current pensions, savings and investments are providing
  • Show you how to use Pension Freedoms and other financial solutions to mould your wealth into a fit-for-purpose retirement income
  • Help you to reduce the amount of money you pay in Inheritance Tax; allowing you to leave more of your wealth to your loved ones after you’ve gone
  • Work with you on an ongoing basis to ensure you stay on track

Find out how we help clients who have already retired

Loss of a loved one - Linda

Linda’s husband had recently passed away. Linda was left to decide what to do with the family farm, whilst navigating the inheritance. At this difficult time, she needed advice on what to do.

What our clients say

Daniel takes time to present the financial details in a clear and simple manner and ensures that the client understands what is being shown to them.


I can’t recommend highly enough!
Paula ,

Dan was extremely helpful. His straight forward and easy to understand advice allowed me to make clear choices.


Dan is not only proactive in his approach but is also very personable and makes us feel very relaxed when discussing what could be a very stressful and confusing topic. The advice given is definitely tailored to our precise circumstances, Dan got to understand us and our needs very early on in the process.
Andy,

Daniel has helped me understand the mechanics of pension planning and funding of my retirement years in simple to understand, jargon free advice.

He has been a great sounding board listening to my opinion and concerns and he puts me right where I am going wrong.
Gary,

Daniel has taken over our business seamlessly from his Father at MDM

and continues to offer us a friendly, professional, personal, positive and a comfortable environment to manage our current and future financial needs and aspirations, inline with reality.
Mick,

I was really struggling to get my head around how to maximise my future financial security.


The advice provided was pitched at the right level for me to make an informed decision on my options and I look forward to meeting Matthew at review time.

I fully recommend him to others looking for professionally delivered financial guidance.”
Richard, Technical Project Manager at ZF Group, Tamworth, a client since 2017

I was at a stage where I knew my pension needed a top up, but I didn’t know where to start.


I needed to understand its current value and how much extra I would need to contribute to have sufficient funds to retire on. Following one consultation with Dan I felt confident in progressing my pension review with him.

Dan collated my retirement expectations and supplied a realistic manageable plan. He provides a professional and thorough service in a relaxed atmosphere. He walked me through my options, explaining the pension jargon every step of the way. I would recommend him to anyone.
Darren, Sales Manager, Birmingham, a client since 2019

I decided to transfer my company pension that I’d been a member of for 36 years.


I wanted the freedom and flexibility to control my own pension payments and also consideration for my children to be left with the remainder in the future.

The process of transferring out was daunting to me, but a colleague recommended Dan Martin. He had also used Dan as his financial adviser and was extremely happy with the service.

After being advised by Dan and having the whole process explained to me in a completely unbiased manner, with only my financial wellbeing as the upmost concern, I decided to make the pension transfer. At every step of the process I was advised and kept very well informed. The service and expertise that Dan gave me was very reassuring. I look forward with assurance to Dan’s continuing financial Advice in the future.
Keith, Quality Inspector, Solihull, a client since 2019

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    MDM Wealth 7 Mitchell Court
    Castle Mound Way
    Rugby
    Warwickshire
    CV23 0UY

    MDM Wealth Ltd is authorised and regulated by the Financial Conduct Authority. You can find MDM Wealth Ltd on the FCA register by clicking here. Our Firm Registration Number is 823733. Registered in England & Wales. Company number: 11405039. Registered Office: 7 Mitchell Court, Castle Mound Way, Rugby, Warwickshire, CV23 0UY

    The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details can be found by clicking here. The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. The FCA does not regulate tax, Inheritance Tax or estate planning.

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